from Loss, Theft, & Damage. this is extra insurance to cover the extra for jewelry and all boxes and we recommend it to make everything super stress free and for extra peace of mind....know all deliveries arriving will take almost 3 weeks so thank you for your patience, and some boxes arrive on seperate dates of each other due to them coming from a different factory location so know in advance if you open a box and it only has one item inside it is because the rest will be arriving in a few days.....thank you!